Affirm is a leading financial technology company revolutionizing the way people shop and pay. Founded in 2012 by Max Levchin, a co-founder of PayPal, Affirm provides transparent and flexible "buy now, pay later" solutions that empower consumers to make purchases without hidden fees or compounding interest. Partnering with major retailers like Amazon, Walmart, and Target, Affirm enables seamless payment options both online and in-store. Its innovative underwriting process assesses each transaction individually, offering greater access to financing for diverse credit profiles. Beyond installment loans, Affirm has expanded into financial services, including a high-yield savings account and a debit card, solidifying its position as a trusted partner in modern consumer finance.