Founded in 2019, Fold is a bitcoin financial services company that integrates cryptocurrency into daily spending. Through its Visa debit card and app, users earn bitcoin rewards on everyday purchases, pay bills, and shop at top retailers. Fold also offers fee-free bitcoin purchases, recurring buys, and round-ups to maximize rewards. With FDIC-insured USD balances and BitGo-insured bitcoin custody, security is a priority. Fold recently announced plans to go public via a merger with FTAC Emerald Acquisition Corp., expanding access to bitcoin investment opportunities.